30 Inspiring Save Money Quotes in 2022

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One of the most important things you can do for your future is to make saving a habit. You need to save money regularly and build up a nest egg against unexpected life surprises.

But, saving money can be a difficult task, especially when you’re young and have several things to spend your money on.

The good news is there are numerous save money quotes that can motivate and inspire you to save for your future.

In this article, we’ll be sharing some great save money quotes. By reading these quotes, you’ll be inspired to start saving so that you can have a better future for yourself and your loved ones.

Keep reading to find out how you can be inspired by these quotes to save money!


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What are Save Money Quotes?

A save money quote is an inspirational message from an individual on how to save money and live a comfortable life even after retirement. 

Save money quotes can help people realize that it is never too late to start saving and that there are many ways to do so. These quotes can come from anyone, whether it be a financial expert or an everyday person. 

Though their backgrounds may be different, they all share the same goal of helping others become more mindful of their spending and better able to save money. 

Save money quotes often emphasize the importance of setting aside money each month, living below one’s means, and investing in long-term savings goals. 

For example, one save money quote might suggest setting aside a certain amount of money each month into a savings account. Another quote might recommend only purchasing absolutely necessary items. 

Save money quotes can be found in many places, such as magazines, websites, books, and even on social media sites. 

However, it is important to choose save money quotes that are relevant to one’s situation, so that the tips and advice can be properly followed. 

By sharing these ideas, save money quotes hope to encourage others to make small changes in their spending habits that can lead to big financial rewards down the road. 

Whether you’re looking to get out of debt or simply want to have a cushion for unexpected expenses, a save money quote can provide the motivation you need to start making positive changes in your finances.


15 Top Save Money Quotes

Saving money is one of the most important things that you can do to build long-term financial security. It’s also one of the most difficult because it requires discipline and self-control.

If saving money is something you’ve been struggling with, here are the top quotes that might inspire you to start saving:

“The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger

This quote means that saving money has much to do with training the mind. To succeed, you must make sacrifices, discipline yourself, and have foresight.

“It is great wealth to a soul to live frugally with a contented mind.” – Lucretius

To save money, you need to be economical in spending and be content with what you have at all times. 

“To Become Rich, you must value saving more than spending.” – George Choy

This quote means savings should be your priority before. The best way to be financially secure is to save more than you spend. If you’re in the habit of spending first before thinking of saving, then you are not being smart with your finances.

“Saving money Today secures, eases, and beautifies Tomorrow.” – Ehsan Sehgal

It is important for you to start saving as early as possible for your future needs. When you have a financial emergency, you will need that money. 

You will need it to pay your bills, cover unexpected expenses and put food on the table. If you don’t have anything saved up today as an emergency fund, then it can be very hard to get through those tough times.

“A budget is telling your money where to go instead of wondering where it went.” – John C. Maxwell

A good budget is essential for being able to manage your money effectively. You need to know where your money goes and how much you have left at the end of each month.

If you have a budget in place, then you will be able to stick with it. You can still enjoy life while saving some money for the future.

“It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.” – Robert Kiyosaki

This quote means you don’t need big money to start saving. Even if you haven’t started earning much, you can still save some of your earnings for the future.

It doesn’t matter how much money you make, as long as what is left after saving is enough for you to live on, you are good to go.

“Never spend your money before you have it.” – Thomas Jefferson

A great way of becoming financially independent is to stop spending money before it is earned. This means that you should not start making plans for the money you are yet to get.

“Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.” – Johann Wolfgang von Goethe

This quote is a good reminder that spending too much may leave you with nothing for the future. It means you should manage your money when you still can before it is too late.

You should also know that time is a limited resource. Time goes by so fast! You can’t get more time than you have. So ensure you use your time wisely and put something aside for a rainy day or an emergency.

“Do not save what is left after spending, but spend what is left after saving.” – Warren Buffett

This quote means you make saving your number one priority rather than spending. It is good to have savings as a buffer against unexpected expenses. 

“Effective saving can lead to a successful wealth achievement.” – Anath Lee Wales

If you want to get rich, then you should save effectively. Effective saving means that you set aside money when you can afford it and make sure that the money is invested in something profitable. 

The trick lies in finding an investment that can generate profits for years without any high risk involved.

“Great minds save before they spend, but idiots spend as soon as the income arrives, they never plan because they never save.” – Anath Lee Wales

Many people have a spending problem. They spend their money as soon as they earn it and so they don’t save anything for retirement or any other purpose.

If you want to be a great man then you need to start saving at an early age. It’s better if you start young rather than waiting until later in life when it’s too late and you’ll have less time to make up for the lost time.

“You must gain control over your money or the lack of it will forever control you.” – Dave Ramsey

This quote means you should learn how to manage your money when you have it so that you can enjoy savings when you are old or have retired. If you don’t take control of your money, you will regret it when the money is no longer there.

“If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed.” – Edmund Burke

If you want to remain rich, then focus on being successful and saving something reasonable for the future rather than focusing on showing off your wealth.

“Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.” – James W. Frick

If you want to be a successful person, always try to put savings first. Always keep in mind that it is not about what you have but what you do with the little you have.

“He who will not economize will have to agonize.” – Confucius

Economizing is a way of life. It’s like exercise and you can’t live without it. If you don’t learn how to economize, you will live to regret it.


15 Motivational Save Money Quotes 

“Wealth is not his that has it, but his that enjoys it.” – Benjamin Franklin

The key is to make sure that you are enjoying your wealth. To do this, you must have a plan to use your money wisely. 

You need to decide what your goals are in life and think about how you can spend your money on things that will benefit you now and in the future.

“He who buys what he does not need, steals from himself.” – Swedish Proverb

This means you should stop spending money on unnecessary things that do not bring any value or enjoyment to your life,  instead focus on the things that are important to your life.

“There is a gigantic difference between earning a great deal of money and being rich.” – Marlene Dietrich

Being rich is not about how much you earn, it’s about how much you save for your future.

You can have more than most people, but if you don’t spend it wisely or save it for emergencies, your money won’t last long.

“Save when you don’t need it, and it’ll be there for you when you do.” – Frank Sonnenberg

Saving money is a good idea. But saving money when you don’t need it is a better idea. This is because the money will be more useful in the future when you need it the most. That’s what makes it a smart financial investment for your future.

“Literally, time is money. Starting to save now instead of later lessens the amount you will need to contribute.” – Coreen T. Sol

Time is money, and you can’t afford to lose it. That’s why it’s important to start saving money now that you are young.

For instance, if you start saving at 25 years old, you will have saved enough by age 50 to retire comfortably. However, if you wait until you are 40 years old, you may only be able to save enough to last a few years.

“If you would be wealthy, think of saving as well as getting.” – Benjamin Franklin

The ability to think about saving and investing when making money is an important life skill.

It will help you to have something to fall back on in case you lose your job or there is a sudden emergency that forces you to live off of credit cards.

“The stock market is filled with individuals who know the price of everything, but the value of nothing.” – Philip Fisher

Many people have a spending problem. 

They don’t think ahead, and so they spend their money on things that are not necessary.

The result is that they end up in debt, with little or nothing saved for emergencies or retirement. This can be dangerous if you’re not careful.

“The art is not in making money, but in keeping it.” – Proverb

It’s important to save some portion of your income because you never know when you will need it for something important.

For example, if one day you lose your job, you might have no choice but to borrow money from your friends or family. Saving some portion of your income will help you survive during this period.

“It is thrifty to prepare today for the wants of tomorrow.” – Aesop

One of the most important things you can do for your future is to make saving a habit. You need to save money regularly and build up a nest egg so that you don’t have to rely on other sources of income such as borrowing in the future.

“Small amounts saved daily add up to huge investments in the end.” – Margo Vader

This quote means no matter how small you save, it will amount to something big in the future. It is a very inspiring quote that motivates us to save money even if it is a small amount.

For example, if you can manage to save $5 every day, then one year from now, you will have saved nothing less than $1,800. It may seem like nothing but over time any little bit of savings adds up to something big.

“Waste neither time nor money, but make the best use of both.” – Benjamin Franklin

This quote means that you should be careful with your money so that you don’t spend it on things that aren’t worth it. 

It also means that you shouldn’t waste time on something that isn’t productive or useful for you. Time is precious and we can never get back what we have wasted. 

“If you spend more than you earn, it simply means that you might be having a serious problem which may be even mental.” – Anath Lee Wales

The best way to save money is to learn how to live within your means. In other words, cut your coat according to your size. 

It is important to understand how much you earn and then how much you can comfortably spend. This will allow you to budget for the future.

“A man who both spends and saves money is the happiest man, because he has both enjoyments.” – Samuel Johnson

Spending money will give you enjoyment, but saving money will bring you even more enjoyment in the future. 

If your goal is to enjoy life to the fullest, then it is good to set aside some money for the future.

“Deprive yourself of nothing necessary for your comfort, but live in an honorable simplicity and frugality.” – John McDonough

This quote is saying that there are certain things in life that are essential for us to have such as food and shelter.

If you live a simple life then we will be able to procure these necessities. However, if we try too hard to save money at the expense of our necessities then it will end up making us miserable.

“A penny saved is a penny earned.” Benjamin Franklin

No matter how small you earn, try and save something even if it is little. Saving even one cent per day can make a difference over time. This will help you build up your savings and make more money in the future.

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Final Thoughts on Save Money Quotes

Saving is a good habit because it helps us become more disciplined and responsible in our lives. It also helps us think about the future and plan for it. 

However, saving money is not easy because it requires discipline, sacrifice and determination.

Adding small amounts to your savings can help you get started. With time, as you add more money to your savings and have the discipline to keep it there, it will accumulate faster. 

Hopefully, these save money quotes discussed above can help you take control of your finances and get on the path to financial freedom.

The next time you feel like spending your hard-earned money on something frivolous, try thinking back of these quotes. The more money you save now, the better off you’ll be later in the future.

Simon is a CPA by day and a Personal Finance Blogger by night. With over a decade experience in financial services, he's passionate about personal finance, investing and helping people take control of their financial life.

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