Canadian Bank Institution Numbers For 2022 [Updated List]

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One of the numbers you will need when making money transfers to your savings or chequing account is a bank institution number. Others include your account number and your bank transit number.

By entering these numbers correctly, you will avoid delays or cancellations when sending or receiving money transfers.

Since each Canadian bank has its unique institution number, it’s essential to know your existing bank institution number as much as you know your bank transit number and your account number.

In this article, you will learn about the Canadian bank institution numbers starting from the big banks to the other banks.


What is a Bank Institution Number?

A bank institution number simply refers to a unique number attributed to a bank or financial institution. 

In Canada, a bank institution number has three-digit codes which can be found at the bottom of a cheque along with a transit number and bank account number.

The transit number, also known as “branch number” has five-digit codes and it indicates the branch of a given bank. On the other hand, bank account numbers in Canada have 7-11 digits.

When making transactions in Canada, you will need to enter both your bank institution number, transit number and account number. 


Canadian Bank Institution Numbers 

Each Canadian bank or financial institution is identified by a unique institution number. 

Here we shall examine the all Canadian bank institution numbers starting from the six big banks and some of the popular online banks: 

Bank NameInstitution Number
Royal Bank of Canada (RBC)003
Bank of Nova Scotia (Scotiabank)002
Bank of Montreal (BMO)001
Canadian Imperial Bank of Commerce (CIBC)010
Toronto-Dominion Bank (TD)004
National Bank of Canada006
EQ Bank623
Tangerine Bank614

The following are the institution numbers of other Canadian banks and financial institutions listed in alphabetical order.

Bank/Financial Institution NameInstitution Number
Airline Financial Credit Union Limited830
All Trans Financial Services Credit Union Limited810
Alterna Savings and Credit Union842
Amex Bank of Canada303
ATB Financial219
Atlantic Central839
B2B Bank618
Bank of America, National Association241
Bank of Canada177
Bank of China (Canada)308
Bank of Tokyo-Mitsubishi UFJ (Canada)245
Bank West342
Barclay’s Bank PLC, Canada Branch360
BNP Paribas250
Bridgewater Bank347
Caisse Populaire Acadienne ltée (NB)865
Caisse Populaire Alliance Limitée890
Caisse Populaire Group Financier Ltée (MB)819
Canadian Tire Bank338
Canadian Western Bank030
Capital One Bank (Canada Branch)323
Central 1 Credit Union British Columbia809
Central 1 Credit Union Ontario828
CIBC Trust Corporation548
Citibank Canada260
Citibank N.A.328
Citizens Bank of Canada309
Coast Capital Savings Federal Credit Union382
Comerica Bank330
Communication Technologies Credit Union Limited807
Community Trust Company507
Concentra Financial Services Association853
Credit Union Central Alberta Limited899
Credit Union Central of Manitoba Limited879
Credit Union Central of Saskatchewan889
CS Alterna Bank608
CTBC Bank of Canada315
Deutsche Bank AG265
DirectCash Bank352
Dundalk District Credit Union Limited828
Edward Jones701
Effort Trust Company532
Fifth Third Bank, National Association345
First Commercial Bank332
First Nations Bank of Canada310
General Bank of Canada344
Golden Horseshoe Credit Union Limited854
Habib Canadian Bank321
Haventree Bank381
HomeEquity Bank358
Home Trust Company627
HSBC Bank Canada016
HSBC Mortgage Corporation (Canada)604
ICICI Bank Canada340
Industrial Alliance Trust Inc.625
Industrial and Commercial Bank of China (Canada)307
Investors Group Trust Co. Ltd.536
J.P. Morgan Bank Canada314
JPMorgan Chase Bank National Association270
Korea Exchange Bank of Canada275
La Caisse Centrale Desjardins Du Québec815
La FéCaisse Desjardins Ontario Credit Union Inc.829
Laurentian Bank of Canada039
Laurentian Trust of Canada Inc.522
M&T Bank357
Manulife Bank of Canada540
Manulife Trust Company626
Mega International Commercial Bank (Canada)269
Meridian Credit Union837
Mizuho Corporate Bank Ltd. Canada Branch277
Montreal Trust Company of Canada550
Motus Bank374
National Trust Company590
Ontario Civil Service Credit Union Limited846
Peace Hills Trust Company568
Peoples Trust Company621
President’s Choice Bank320
Rabobank Nederland322
President’s Choice Financial326
Royal Bank Mortgage Corporation592
Royal Trust Corporation of Canada580
SBI Canada Bank294
Scotia Mortgage Corporation606
Shinhan Bank Canada355
Société Générale (Canada Branch)292
Société Générale (Canada Branch) Ontario346
State Street327
Sumitomo Mitsui Banking Corporation of Canada301
Sun Life Financial Trust Inc.551
TD Mortgage Corporation597
TD Pacific Mortgage Corporation603
The Bank of New York Mellon242
The Canada Trust Company509
The Equitable Trust Company623
The Northern Trust Company Canada Branch349
U.S. Bank National Association318
UBS AG Canada Branch339
UBS Bank (Canada)290
United Overseas Bank Limited335
Vancity Community Investment Bank309
VersaBank334
Wealth One Bank of Canada370
Wells Fargo Bank, National Association, Canadian Branch362

Note: If you want to access the postal code, branch address or routing number of your bank or credit union, visit Payments Canada.

Where to find your bank institution and transit number

Your physical cheque or void cheque are the fastest and easiest place to get your bank’s institution number and transit number.

If you don’t have a physical cheque, you can easily get a copy of your void cheque by logging to your financial institution’s online banking platform.

The cheque will usually have your institution number (3 digits), transit number (5 digits) and account number as a series of numbers on the lower part as shown in the image below.

void cheque sample and how to read a cheque

If you don’t have access to a cheque, then calling your bank’s customer care is another option.


Some FAQs on Canadian Bank Institution Numbers

How many digits is a Canadian institution number?

Canadian banks have a three-digit institution number that serves as their identity.

How do I find out my bank institution number?

Your bank institution number is located at the bottom of your cheque with a three-digit code. But if you don’t have a cheque, you can identify your bank institution number through any of the following ways: (a) Log in to the online banking portal of your bank or (b) Contact your bank or financial institution

Is institution and branch number the same?

No. An institution number identifies a bank or financial institution while a branch number identifies the branch of a bank. In Canada, institution numbers have three-digit codes while branch numbers have 5-digit codes. 

Do online banks have an institution number?

Online banks have the same institution number as their parent bank. For example, EQ Bank shares the institution number 623 with its parent, Equitable Trust.


Final Thoughts 

The Canadian bank institution numbers identify the different banks in the country in no hierarchical order. 

To setup direct deposits to your bank account, you must provide the right institution number as well as the correct transit number and your bank account number. Good news is that all the three numbers can be found in one place – at the bottom of your cheque. 

If you don’t have a cheque, don’t hesitate to contact your financial institution or log in to the online banking portal of your bank.

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Simon is a CPA by day and a Personal Finance Blogger by night. With over a decade experience in financial services, he's passionate about personal finance, investing and helping people take control of their financial life.

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